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Flood Damage


#1 Flood Cleanup Services – 24 Hours A Day! 

United Fire & Water Damage of LA, is the #1 service provider for flood damage in Southern Louisiana. Recovering from flood damage can be costly to your home or commercial building. Our company has over 15 years of experience dealing water, fire, and mold damage. We have the training and equipment to handle any size flood damage job.


Flood Damage: Does Insurance Cover It?

Generally speaking, a property is covered by rising water ONLY if a flood policy is in place. Typical property policies do NOT cover flood claims.

A few examples of flood damage include:

  • Heavy rain seeps into your basement or crawlspace because the soil can’t absorb the water quickly enough. We don’t see too much of this around Baton Rouge.
  • Rising water from a river overflows its banks and floods your home or building.
  • A heavy rain or flash flood causes the slope or hill behind your home or building to collapse and enters your property. This can happen without warning even in flatter areas like Louisiana.

So, What is the Difference Between Flooding and Water Damage?

The word “rising” is the key to distinguishing water damage from flood damage.

Flood damage can be caused by:

  • Overflowing lakes or rivers
  • When we get a TON of rain in a very short time – this can cause flood damage
  • Clogged drains

Flood Insurance Resources:

Flood damage in can be insured only with a flood insurance policy — no other insurance will cover flood damage.


An excellent resource for flood insurance information is Floodsmart.gov, the official site of the National Flood Insurance Program.